LA FINANCIAL CONSULTANT
We are here to assist you with getting the things you want in life. Understanding credit repair can sometimes be very challenging if you are not familiar with the laws that regulate collectors and credit bureaus. Our job is to take the heavy burden off of your shoulders and do all the work for you.
LA Financial Consultants works closely with our clients to ensure credit report accuracy and to fix past credit mistakes, while ensuring careful financial decision making going forward. We want you to know your rights and be armed with all the information you need. You have a legal right to accuracy, fairness, and substantiation from your credit report. We’ll help you communicate with the major credit bureaus to make sure that your credit score is accurate and you’re getting the best possible interest rates.
We want to restore your credit. This means getting it in top shape to be healthy and get a complete credit profile so that you can pursue your personal and business endeavors.Proper knowledge is the key to
restoring your credit and keeping your financial life in order. We set high expectations for ourselves as a credit repair company. Over history, bad credit will cost you tremendously. We change your history, so your credit is more powerful and attractive to lenders. This isn’t a repair. It’s a complete restoration.
When it comes to dealing with creditors, collectors and credit bureaus, you need experience in this area to get the best results. We are board certified and expertise in improving credit results.
WHAT WE DO
Our team has the expertise and tools to guide you on how to fix your credit report. We work closely with you to identify any errors on the credit report and dispute them with the relevant institutions. We also offer free tips on improving your credit score.
We will challenge the negative items on your credit reports with all 3 credit bureaus. If the items challenged are not corrected, we will send customized dispute letters that are designed and written to bring you the most feasible outcome in your favor.
Because you are ultimately responsible for ensuring that your credit report is accurate, laws were enacted — specifically the Fair Credit Reporting Act (FCRA) — to assist you. The FCRA gives you the right to contact the credit bureaus directly to dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable. Any item that cannot be verified on your credit report must be deleted. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.