We improve your credit so you can pursue your financial dreams. We believe it to be our company’s responsibility to equip Americans with the skills, information and services required to help them overcome their financial challenges. Start you credit repair Journey today!
Our Mission Statement
We know how important it is to you to be able to provide the best lifestyle for you and your family. We will help you restore and raise your credit score so you will be able to take control over your financial future and pursue your financial dreams.
How can good credit improve my life?
Credit can have aspect over your life from your career to your home to the vehicles you drive, to personal relationships. Most people realize that your credit score is a determining factor in whether you qualify for a loan, and what rate you’ll pay on that loan. Your credit score has the power to affect your life in far more than just one area. A few things credit can impact:
Buy or Refinance Your Home
Purchase a New Vehicle
Lower Your Interest Rates
Get Approved for Credit Cards
What credit score do you desire? A 600, where you only hope to get approved for the things you need? A 700, where you get approved but not at the best rates? Or an 800, where whatever you desire is at your fingertips? There’s only one word standing between you and your financial dreams.
It’s safe to say that credit can be life changing. More importantly good credit will change your life.
Understanding your Credit Factors
LA Financial Consultants want to help you understand and Improve your credit.
35% Payment History
The first thing any lender wants to know is whether you've paid past credit accounts on time. This helps a lender figure out the amount of risk it will take on when extending credit. This is one of the most important factors in a FICO Score.
30% Amount Owed
Having credit accounts and owing money on them does not necessarily mean you are a high-risk borrower with a low FICO Score. However, if you are using a lot of your available credit, this may indicate that you are overextended-and banks can interpret this to mean that you are at a higher risk of defaulting.
15% Length of History
In general, a longer credit history will increase your FICO Scores. However, even people who haven't been using credit long may have high FICO Scores, depending on how the rest of their credit report looks.
10% Credit Mix
FICO Scores will consider your mix of credit cards, retail accounts, installment loans, finance company accounts and mortgage loans. Don't worry, it's not necessary to have one of each.
LA Financial Consultants is here to help you understand and improve your credit score.
We are here to help you achieve your financial goals with our credit repair services.
Take the First Steps to Take Back Control of your Credit. Start seeing results in as little as 30 days! Click Here for a Free Consultation
YOUR FINANCIAL FREEDOM BEGINS TODAY!
Call us: 601.826.5696 or Email us:
Our mission We know how important it is to you to be able to provide the best lifestyle for you and your family. We will help you restore and raise your credit score so you will be able to take control over your financial future and pursue your financial dreams.